Australasian Housing Institute, AHI

Pathways from homelessness to housing stability

In late 2024, Dom Rowe, CEO of Homelessness NSW, put forward homelessness prevention strategies to the ahi: NSW Branch. Her words resonated with us, so we requested she write an article that we'd now like to share with all ahi: Members.

Homelessness is sometimes framed as a personal misfortune, but in reality, it is the signs of systemic failure.


Rising housing costs, stagnant wages and policy gaps have led to an increasing number of people experiencing housing insecurity. In Australia, over 122,000 people experiencing homelessness were seeking suitable homes in the 2021 Census—a 5% increase from 2016. This figure does not fully capture the hidden homelessness crisis, including people couch surfing, living in overcrowded dwellings or sleeping in cars.


Homelessness is not inevitable. It is the direct result of economic and policy decisions, and therefore, it can be prevented. This article explores the key drivers of homelessness and outlines the policy responses required to address them.


THE ROOT CAUSES OF HOMELESSNESS


The Australian housing market has become increasingly unaffordable, particularly for low-income households.


Rents have risen sharply outpacing wage growth, while homeownership remains out of reach for many. The private rental market is failing those on lower incomes, with Anglicare’s 2023 Rental Affordability Snapshot finding that only 0.8% of available rentals were affordable for a person on JobSeeker.


Without stable, affordable housing options, more people are at risk of experiencing homelessness.

Inadequate and inappropriate housing stock


Even when housing is available, it is often unsuitable for those who need it most. Australia has a severe shortage of social and affordable housing, with an estimated 640,000 additional social and affordable homes needed by 2036 to meet demand. Existing housing stock is often poorly maintained, inaccessible for people with disabilities, or located far from employment and services.


Without significant further investment in public and community housing, homelessness will continue to rise.


Domestic and family violence is a leading cause of homelessness for women and children


Domestic and family violence is the leading cause of homelessness for women and children in Australia. In many cases, victim-survivors are forced to choose between staying in an unsafe home, or leaving without a safe and secure home to go to.


The lack of crisis accommodation, transitional housing and long-term affordable rental properties exacerbates their risk of homelessness. Women’s refuges and specialist services are chronically underfunded, leaving many without the support they need to rebuild their lives.


Institutional exits are a system setting people up for failure


A significant proportion of people experiencing homelessness have recently exited institutions such as prisons, hospitals and mental health facilities. Data shows that 50% of people leaving prison are at risk of sleeping rough on their first night of release. Without stable housing, these individuals face an increased likelihood of reoffending or experiencing poor mental and physical health outcomes.


A lack of post-release support, coupled with housing unaffordability, means that many are trapped in cycles of homelessness and incarceration.

PROVIDING PROPER SUPPORT


Addressing homelessness is not just about providing housing—it’s about ensuring people have the necessary support to maintain stable and secure accommodation.


Without proper assistance, many individuals remain vulnerable to cycles of housing instability. Strengthening support services is key to preventing homelessness and helping people rebuild their lives.


Help meeting household bills


For many low-income households, the rising cost of living means that a single unexpected expense—a medical bill, a car repair or a rent increase—can push them into housing insecurity. Targeted financial assistance––such as emergency relief payments, utility bill subsidies and rental support––can provide crucial breathing room for those at risk of losing their homes.


Help identifying suitable and affordable homes


Finding appropriate housing is a complex challenge, particularly for those on low incomes, people with disabilities or those fleeing domestic violence. Many individuals struggle to navigate the private rental market or secure a place in social housing due to long waitlists and administrative barriers.


Increased investment in homelessness services, rental assistance programs and tenant support workers can help people access and sustain safe, affordable homes. Additionally, strengthening pathways to permanent housing from crisis and transitional accommodation ensures people are not left without options.


Case management and wraparound support


For people experiencing or at risk of homelessness, access to holistic support is imperative. Case management services connect individuals with essential supports––including mental health care, drug and alcohol services, employment programs and community networks. These services ensure people receive the help they need to stabilise their living situations and address some of the factors that contribute to homelessness.


Expanding Housing First programs—where secure housing is provided alongside tailored support services—has proven effective in breaking the cycle of homelessness. By investing in these key areas of support, we can move beyond reactive crisis responses and work toward long-term housing stability for all.

SOLUTIONS: WHAT IS BEING DONE AND WHAT MORE IS NEEDED?


Economic and social safety nets


The link between financial insecurity and homelessness is well-documented.


Improving economic security through increased Centrelink payments and minimum wage adjustments is essential to prevent more people from falling into homelessness. The current rate of JobSeeker and Youth Allowance remains well below the poverty line, leaving recipients struggling to afford basic necessities, including rent. Increasing these payments to a livable rate would provide a crucial buffer against homelessness.


Stronger tenant protections and rent reform


Recent legislation ending 'no-grounds evictions' is a key step toward preventing homelessness. No-grounds evictions allowed landlords to remove tenants without reason, often leading to displacement and housing instability.


Several Australian states have begun to introduce stronger renter protections, but national action is needed to ensure consistency and fairness across all jurisdictions. Rent control measures, including limits on excessive rent increases, should also be explored as a means of improving housing security.


Investment in social and affordable housing


In response to Australia’s housing crisis, governments have pledged increased investment in social housing.


The NSW Budget has allocated A$6.1 billion to social housing, with A$5.1 billion for new housing and A$1 billion for maintenance and repair of existing stock. This will support the refurbishment of 33,500 homes, a critical step in preventing further housing insecurity. However, given the scale of need, this investment must be sustained and expanded over the long term.


Strengthening housing and support services for at-risk groups


To break cycles of homelessness, targeted housing and support programs are required for at-risk groups, including:


  • Survivors of domestic violence, through increased crisis accommodation and permanent housing pathways;
  • People exiting prison and mental health facilities, through housing-first initiatives that ensure no one is released into homelessness;
  • Young people leaving out-of-home care, who require long-term housing and employment support.

THE WAY FORWARD


While recent policy changes signal progress, they remain insufficient in addressing the root causes of homelessness.


A national approach to homelessness prevention is needed—one that integrates housing, economic security and social support systems. Governments must commit to sustained investment in homes and services, rather than relying on crisis responses that merely manage the problem rather than solve it.


Homelessness is preventable. By addressing systemic drivers and prioritising prevention, we can ensure everyone has access to safe, stable and affordable housing.

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About the Australasian Housing Institute The Australasian Housing Institute (ahi) is a professional body for workers in the social and affordable housing and Specialist Homelessness Service (SHS) sectors across Australia and New Zealand. It has Branch Committees in each state and territory, as well as in New Zealand. The ahi is submitting a response to the Draft NSW Homelessness Strategy (the Strategy), representing the collective feedback of the NSW Branch Committee, with the support of the entire ahi organization. With over 2,000 members across NSW, ahi members work in both government and non-government housing organizations. The ahi has a long history of collaborating with SHS, Specialist Disability Services, and other mainstream services, including health, education, and local councils. For the past 25 years, ahi has been proudly delivering training for industry housing professionals across a wide range of areas, including tenancy management, asset management, and governance. 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The ahi recognizes the importance of this Strategy and the critical role that the social and affordable rental housing system plays in meeting these goals, emphasizing the need for genuine, whole-of-government collaboration in delivering results. This approach involves collaboration across government, the not-for-profit community housing sector, and mainstream services, all supported by SHS’s within a Housing First framework and guided by a clear governance structure. It marks a shift from a deficit-driven perspective to a solution-focused, positive approach. The success of this transformation relies on collective efforts through co-design, co-evaluation, and co-delivery, ensuring the long-term effectiveness of the change. For this paradigm shift to succeed, it will require a skilled, committed, and dedicated workforce, as outlined in Principle 8 (The Workforce is Strong and Capable). Recognizing the need for a sustained, locally connected workforce is crucial to addressing the diverse needs of individuals experiencing homelessness across all three phases of their journey. In its feedback on the Strategy, the ahi emphasizes the importance of focused attention on homelessness and social housing workforce planning, professional development, industry support, and the need for culturally competent workers—both paid and voluntary—who bring diversity, inclusion skills, and lived experience. Finally, the ahi urges that Principle 8, which highlights the strength and capability of the workforce, be prioritized, particularly in supporting First Nations people experiencing housing stress and homelessness, with a long-term vision extending beyond the next 10 years. Detailed response The following is more a detailed response from the ahi to the questions outlined in the consultation paper for the Strategy. SECTION 1: The Guiding Principles of the Strategy 1. What do we need to consider as we implement services and system reform guided by these principles (total 9) over the next 10 years? As we implement services and system reform guided by these principles over the next 10 years, the ahi suggests the following approaches be prioritized: Workforce planning should be a key focus in the first rolling action plan (2025-2027), with an emphasis on forecasting the ongoing skills and competency needs throughout the life of The Strategy. This will ensure the workforce is equipped to meet evolving demands. Increasing the supply of dwellings to address crisis, transition, and permanent housing needs must be matched by a parallel increase in the workforce. This includes expanding both paid employees and volunteers within social housing, community housing organizations, and Specialist Homelessness Services (SHS). A well-supported workforce is essential to ensuring the successful and sustainable delivery of outcomes envisioned by the Strategy. Skilling workers who assist First Nations people experiencing homelessness should be prioritised. This requires a culturally competent workforce at all levels to provide high-quality services and ensure that First Nations people do not experience repeated homelessness. By focusing on cultural competence, we can foster better outcomes and long-term stability for these communities. 2. Which Principle should be prioritized and why? The ahi fully supports all nine Principles, with particular emphasis on Principle 8: Workforce is Strong and Capable, as being foundational. Addressing homelessness is a person-centered solution that requires culturally competent employees and volunteers who can establish strong, supportive networks with wraparound services at the local community level. This is essential to meeting the evolving needs and remains a high priority in the First Action Plan (2025-2027). Ongoing professional development for workers is crucial to ensuring long-term success in meeting the changing social, economic, and environmental needs of those living in quality housing. It is also vital for ensuring tenants not only live well but stay connected to their communities. Supporting the workforce’s safety and wellness is key to maintaining a capable, resilient workforce, which in turn ensures the best possible quality of housing, management, and support for tenants. SECTION 2: Strategy focus areas: 1. To make homelessness rare, what should NSW prioritise for action and why? The ahi believes that adequate funding for SHS’s is essential to ensure they are properly resourced to assist individuals at risk of or in a crisis state of homelessness at the point of need. The ability to identify risks and allocate resources effectively for intake assessments and service coordination is key to early intervention and prevention. A triage system is vital for facilitating positive outcomes, aiming to make homelessness a one-off experience. The ahi also supports dedicated funding for staff training and development in this field, recognizing its importance in preventing homelessness from becoming a long-term issue. Investing in training allows for timely and appropriate interventions, helping to break the cycle of homelessness early on. 2. What opportunities and risks are there for implementing actions under this outcome? Delaying action in assisting individuals experiencing homelessness can lead to a loss of faith and hope in the NSW housing system, pushing them toward the justice system or, in the case of older people or women escaping domestic violence, even premature death. Implementing this outcome presents an opportunity to build a culturally competent, and trauma-informed workforce, a key factor to transforming lives while simultaneously increasing the supply of housing. Supporting a resilient workforce, where high job satisfaction is fostered, creates committed and effective workers who can make a lasting difference. 3. What types (s) would be most useful to measure our impact and why? A key target in the First Action Plan (2025-2027) is to reduce the number of people on the social housing waitlist during the reporting period. This measure will serve as an indicator of success and validate the effectiveness of early intervention policies in preventing homelessness. Additionally, setting targets for the number of employees and volunteers in the social housing and SHS sectors, as well as tracking turnover rates, is essential to assessing the success of building a stronger, more capable workforce. 4. To make homelessness brief, what should NSW Priorities for action & why? Domestic violence, family abuse, and coercive control are major causes of homelessness among women, with the number of homeless women and children increasing according to the latest data. Adequate funding for this vulnerable group is a top priority. Supporting these women has a profound impact on their recovery, resilience, and ability to raise their children, leading to positive generational outcomes in the long term. The rising trend of older women experiencing homelessness for the first time also requires early intervention to prevent premature death. 5. What opportunity and risks are there for implementing actions under this outcome? The continued trend of women dying as a result of domestic violence and family abuse is deeply concerning. In 2024, 14 older women aged 55 and over were killed, a distressing statistic according to the Commissioner for Domestic and Family Violence, Michaela Cronin. These women are at a higher risk of vulnerability, often with no support systems to rely on. Implementing actions under this outcome presents a crucial opportunity to save lives, reduce the number of women experiencing both domestic violence and homelessness, and help them rebuild their lives. 6. What types of target(s) would be useful for measuring our impact and why? Reducing the number of women who die as a result of domestic violence and family abuse during the First Action Plan (2025-2027) is an important metric to track and report, demonstrating the efficacy of The Strategy. Individual success stories are powerful testimonies that show the goals of the Strategy are benefiting both individuals and the housing system. The skills required for employees and volunteers in this area demand dedicated funding and training resources. Implementing a measure to evaluate the outcomes of training courses would be valuable, helping to refine and improve the content and application of these programs. 7. To ensure homelessness is not repeated, what should NSW prioritize for action and why? First Nations people are overrepresented in experiencing homelessness and face significant challenges in breaking the cycle. Priority should be given to this group under the Housing First Principle, supported by skilled and capable staff and volunteers, to empower them and prevent repeat homelessness. Rental tenancy laws in NSW should be reviewed, particularly regarding the cessation of tenancy due to prolonged absences. Cultural customs related to death and bereavement (Sorry Business) should be recognised as acceptable reasons for absences and incorporated into tenancy policies. 8. What opportunities and risks are there in implementing actions under this outcome? The risk of not achieving the goals outlined in the National Agreement on Closing the Gap for the NSW Government is significant if priority is not given to properly housing and supporting First Nations people. There are valuable opportunities in collaborating with Aboriginal leaders through a co-design, co-evaluation, and co-delivery approach. Their collective commitment to improving the lives of Aboriginal and Torres Strait Islander people can lead to positive outcomes in housing, health, education, employment, justice, safety, and inclusion. 9. What types of target(s) would be most useful to measure the impact and why? Increase the number of Aboriginal workers with certified qualifications across various areas of the Aboriginal housing sector. Aboriginal tenants depend on highly qualified and culturally competent workers and volunteers to help build their resilience and prevent repeated homelessness. Regular customer satisfaction surveys should be conducted to measure tenants’ satisfaction levels and identify areas of strength and improvement. Conclusion The ahi supports an ambitious supply growth program throughout the life of the Strategy to address homelessness in NSW. With 63,260 households (based on 2023-2024 data) currently on the waiting list, it is crucial to reduce this number over the next 10 years through the rolling action plans. Successfully delivering the Strategy will require a skilled, trauma-informed, and competent workforce to implement an integrated housing system. While workforce planning is mentioned as one of the nine principles, its lack of detailed planning is concerning. The ahi strongly suggests that the principles of co-design, co-evaluation, and co-delivery be incorporated from the outset in developing the rolling action plans. The ahi thanks the NSW Government for the opportunity to submit feedback and for its ongoing consideration of building a strong and capable workforce that is recognised and supported by a broad range of industries. The value of including people with lived experience and their unique knowledge and skills cannot be overlooked as an essential voice in this transformative process. Contact NSW Branch Committee - Australasian Housing Institute admin@housinginstitute.org www.theahi.com.au (02) 6494 7566 Date submitted: 11/2/25 Submitted to: Homelessness.strategy@homes.nsw.gov.au
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